Top Home Improvement Loans Offers
Updated March 2026 • Sorted by rating
SoFi Home Improvement ★★★★★ (342 reviews)
LightStream ★★★★★ (287 reviews)
Upgrade ★★★★☆ (456 reviews)
Marcus by Goldman Sachs ★★★★☆ (198 reviews)
Prosper ★★★★☆ (312 reviews)
Understanding Home Improvement Loans
Choosing the right home improvement loans can save you hundreds or even thousands of dollars. At MaboRates, we compare offers from multiple providers to help you find the best deal tailored to your financial situation.
Our comparison engine analyzes rates, terms, fees, and user reviews to rank the top offers. We update our listings regularly to ensure you're always seeing the most competitive options available in the market.
All comparisons on MaboRates are free, and checking rates won't affect your credit score. We believe everyone deserves access to transparent financial information to make smarter decisions.
Frequently Asked Questions
Home improvement loans can finance virtually any upgrade — kitchen and bathroom remodels, roof replacement, new flooring, HVAC systems, additions, landscaping, and energy-efficient upgrades.
A home improvement loan offers fixed rates and predictable payments. A HELOC provides a revolving credit line with variable rates. If you know your project cost, a fixed loan is often better.
Not for a personal home improvement loan. These are unsecured loans based on your creditworthiness. HELOCs and home equity loans do require equity in your property.
Most personal home improvement loans range from $1,000 to $100,000. The amount you qualify for depends on your credit score, income, and debt-to-income ratio.
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